Pop Quiz: Which do you find spookier?
How quickly the 7 weeks to Christmas will disappear? Or forecasting your holiday season cash flow?
This year I’ve run two large “Cash Accumulation” projects with clients – one creating a warchest for some expected chaos, and the other for a smaller business who is finally making payroll and tax payments without sleepless nights.
Cash is King, and key indicators are suggesting this will be 10x more important in 2026.
Investment markets are in overheated territory, demand for crude oil is declining, unemployment is creeping upwards, and Gold (the ultimate defensive asset class) has finally broken its previous record high set in 1980. All the risks of the Trump Dump I wrote about in April are still looming – even though the TACO trade (Trump Always Chickens Out) has indeed meant he reversed course.
If you don’t already have strong cash reserves, it’s time to make some changes. If you don’t report on Free Cash Flow and Net Cash Flow from your business each month, it’s time to start.
Too Late to Cash Up for Christmas?
Depending on the length of your cash flow cycle, your options may be limited for transforming cash reserves before the silly season. However, one focal point almost always promises the fastest return – Debtors.
So if nothing else, as November begins:
- Ensure prompt payment
- Proactively chase any aged debtors
- Make sure your team are mindful that the money which pays their salary while they’re on vacation must come from the invoices they get paid before they clock off.
Next Steps
Want to learn more about how this can apply to your business? It costs nothing to chat:
- Email me jacob@jacobaldridge.com (I read them all)
- Call, Text, or WhatsApp me +61 427 151 181
- Or just Subscribe to stay in touch
