Posts by Jacob Aldridge
You Don’t Know the Difference Between Income and Wealth
Every few months a reporter somewhere writes an article headlined “How much you need to earn to be rich”. If you think wealth (“rich”) is defined by income (“how much you earn”) then let me be blunt: You don’t know the difference between income and wealth. And THAT’S why you’re not rich. I get on…
Read MoreThe 4% Rule Safe Withdrawal Rate is Too Conservative
One of the key tenets of the Financial Independence movement is “The 4% Rule” – if you don’t know what that is, go look it up, because this article isn’t a primer it’s a critique and I want to jump straight into why this “safe” target that many people think is too risky … is…
Read MoreThe Big Break my Career Needed: Stanley Kubrick Died
Let me explain… One of Kubrick’s best films is ‘A Clockwork Orange’, but given the huge backlash it received on its original cinematic release (much sexualised violence – I think in making an important point, but I understand others won’t feel that) he requested that it never be re-released. The distributors / rights holders honoured that…
Read MoreWhy I’m Anti-Daylight Saving Time – With Research Links and a Compromise
I see Daylight Saving is back for its annual recurring discussion. I never liked in living with it (in NSW as a kid, and London as an adult) – I struggle with sleep enough as it is, so anything that disrupts my body clock mucks me about, even though I’d probably notice it less these…
Read MoreWhat’s it like long term travelling with an infant or toddler
We were Digital Nomads for most of our daughter’s first year – Flash visited 19 countries before he first birthday! We were lucky to be back in our home country when the pandemic struck in 2020, and are mindful parts of our current life that will be harder when we hit the road again, but…
Read MoreInternational Expert becomes Virtual Speakers Hall of Fame Nominee
International speaker and business advisor Jacob Aldridge has become just the second non-American to be nominated to the Virtual Speakers Hall of Fame in California. At an event last week, run remotely, Mr Aldridge was nominated in recognition of his work delivering speeches and workshops online since 2010 and especially in response to the Covid…
Read MoreHow I became a Hall of Fame Speaker
The view was Italian. The champagne was French. And the client was Australian. Here’s how I was nominated for the Virtual Speakers Hall of Fame. Click here to read the press release, and view my showcase Hall of Fame video. Here is a truth that is not self-evident enough: it takes an outrageous and ambitious…
Read MoreWhy Dividend Investing is a Bad Idea
When I was a naïve young man, pondering financial freedom and wealth creation despite earning $75 per week, there were a few simple frameworks that helped set my vision. Boy, were they horribly wrong! One of these was the idea of “Dividend Investing”, where someone can build a portfolio of shares such that the quarterly…
Read MoreFirst Australian Virtual Speakers Hall of Fame Nominee
Brisbane speaker Jacob Aldridge has become the first Australian nominated to the Virtual Speakers Hall of Fame. At an event last week, run remotely, Mr Aldridge was nominated in recognition of his work delivering speeches and workshops online since 2010 and especially in response to the Covid Pandemic. “Lockdowns forced businesses worldwide to work remotely…
Read MoreWhen Buying a Lottery Ticket is Good Financial Planning
I haven’t bought a lottery ticket in years – but that’s because I’m already rich. I don’t think it’s fair to universally claim that playing games of chance is bad financial planning. There are three reasons why buying a lottery ticket is good financial planning. 1. Expected Value The homo economicus view on lottery tickets is that…
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