When I was a naïve young man, pondering financial freedom and wealth creation despite earning $75 per week, there were a few simple frameworks that helped set my vision. Boy, were they horribly wrong! One of these was the idea of “Dividend Investing”, where someone can build a portfolio of shares such that the quarterly…

I haven’t bought a lottery ticket in years – but that’s because I’m already rich. I don’t think it’s fair to universally claim that playing games of chance is bad financial planning. There are three reasons why buying a lottery ticket is good financial planning. 1. Expected Value The homo economicus view on lottery tickets is that…

I wrote previously about what to do with your stuff when you leave the country long term (longterm travel, digital nomad, or expat). What about the relationships you leave behind? Moving countries means you’re choosing a different life path to many of your family and long term friends. Maybe that means you were always a…

I spend a lot of time in digital nomad and long term travel communities (mostly online … because most of us are moving around regularly). One of the most common questions (that isn’t tax related) is “Where do you keep your stuff while you’re gone?” One school of thought is to donate everything you’re not…

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In the beforetimes, and hopefully once more in the future, my family were digital nomads. My calm and happy daughter visited 19 countries before her first birthday, and if it weren’t for a global pandemic would have visited many more by now. As parents, we feel that extensive travel is a huge and beneficial opportunity…

Over 16 years, I’ve definitely worked with more professional services firms than any other category. And in a “work from home” world, the perks for being an accountant or lawyer are on the rise. But you can’t send your termites to a pest control company by email, so their technicians can deal with the problem…